JJ&B Total Solutions helps individuals, families, and businesses protect what matters, build what's next, certify important documents, and grow with trusted guidance.
Why Now
Insurance, certification, and financial planning only protect you if they're in place before something happens. Here's what's at stake when you're not protected — and why the right time to act is now.
Marriage, divorce, a new baby, or a parent passing — every milestone changes who depends on you and how much.
If you're not protected
Without updated life insurance and beneficiaries, courts and creditors — not your family — decide what happens next.
Employer health, life, and disability coverage usually end the last day of the month you leave.
If you're not protected
One ER visit during a gap can wipe out years of savings. COBRA is often 3–5× more expensive than an ACA plan.
A mortgage is a 30-year promise made on today's paycheck. Death, disability, or illness can break that promise overnight.
If you're not protected
Without mortgage protection, families lose the home within months of losing the breadwinner's income.
Skipping the dentist, optometrist, or doctor because of cost is how minor issues turn into surgeries.
If you're not protected
A single root canal averages $1,500+. A vision-missed retinal condition can mean permanent loss of sight.
Disability isn't rare — it's the #1 cause of personal bankruptcy in the U.S.
If you're not protected
Without disability insurance, savings last an average of 90 days after income stops.
Miss your Medicare Initial Enrollment window and you pay a higher premium for life.
If you're not protected
Late Part B enrollment adds 10% to your premium for every 12 months you delayed — forever.
Our Services
From real estate and notarization to every layer of insurance your family needs — one trusted partner for it all.
The Benefit
Maximize your sale price with expert market pricing, professional marketing, and negotiation that protects your equity from start to closing.
Who It's For
Homeowners ready to list, downsize, relocate, or cash out built-up equity.
The Benefit
Find the right rental fast — vetted listings, lease review, and guidance through deposits, credit checks, and move-in.
Who It's For
Tenants relocating, between homes, or new to Florida looking for a trusted local guide.
The Benefit
Hands-off ownership: tenant screening, rent collection, maintenance coordination, and compliance — your property stays profitable while you live your life.
Who It's For
Landlords, investors, and out-of-state owners who want passive income without the headaches.
The Benefit
In-office, mobile, and remote online notarization — affidavits, deeds, POAs, parental consents, and more, available evenings and weekends.
Who It's For
Anyone needing a document legally certified — quickly, accurately, and without long waits.
The Benefit
Certified loan signing agent for mortgages, refinances, HELOCs, and reverse mortgages — accurate, on-time signings that keep your closing on track.
Who It's For
Borrowers, title companies, and lenders who need a reliable signing agent across Florida.
The Benefit
Term, whole, and final-expense policies tailored to your family's real needs — so a paycheck loss never becomes a financial collapse.
Who It's For
Parents, spouses, homeowners, and breadwinners who want their family protected if the unexpected happens.
The Benefit
ACA marketplace plans, Medicare Advantage, and supplements — we shop carriers for you and maximize subsidies so you pay less for better coverage.
Who It's For
Self-employed, between jobs, turning 65, or anyone tired of overpaying for confusing plans.
The Benefit
Keeps your home in the family if you pass away, become disabled, or lose income — so your mortgage gets paid no matter what.
Who It's For
New buyers, refinancers, and any homeowner whose family depends on their income to keep the house.
The Benefit
Affordable exams, frames, lenses, and contacts — most plans pay for themselves in the first year.
Who It's For
Families, glasses or contact wearers, and anyone whose employer doesn't include vision.
The Benefit
Preventive cleanings, fillings, crowns, and orthodontics — stop putting off care because of cost.
Who It's For
Families, retirees, self-employed professionals, and anyone without employer dental coverage.
The Benefit
Replaces a portion of your income if illness or injury keeps you from working — protects your savings and lifestyle while you recover.
Who It's For
Earners whose family relies on their paycheck — especially self-employed, tradespeople, and single-income households.
Trusted Carriers
Independent access to leading health, Medicare, and life insurance carriers — so we match you with the plan that truly fits.
Carrier names are listed for informational purposes. All trademarks belong to their respective owners.
FAQ
The most common questions we hear about insurance, Medicare, certification, and business setup.
ACA Open Enrollment runs November 1 through January 15 in most states, but qualifying life events — marriage, a new baby, job loss, or moving — open a Special Enrollment Period. For Medicare, your Initial Enrollment Period starts three months before you turn 65. We help you pick the right plan and avoid late-enrollment penalties.
A common starting point is 10–12× your annual income, plus mortgage balance, future education costs, and final expenses. We run a personalized needs analysis so you're not underinsured — or overpaying for coverage you don't need.
Employer plans usually end the last day of the month you leave. COBRA is expensive, and ACA marketplace plans often cost far less with subsidies. Job loss is a qualifying event — we'll get you covered with no gap.
Yes — locking in mortgage protection before closing means your family keeps the home if something happens to you. Rates are based on age and health, so getting covered early saves money long-term.
We notarize affidavits, deeds, powers of attorney, loan documents, parental consents, and more. We offer in-office, mobile, and remote online notarization across Florida — including evenings and weekends for time-sensitive closings.
We handle LLC and corporation formation, EIN registration, operating agreements, registered agent service, and BOI reporting. Most clients are fully set up in under a week — and we stay on as your back-office partner for compliance and growth.
Yes. Our credit services include dispute support, credit-building strategies, and one-on-one financial education. We focus on sustainable habits, not quick fixes, so your score improves and stays improved.
Florida is home base, but many of our services — life insurance, business formation consulting, financial guidance, and remote notarization — are available nationwide. Just ask.
Get In Touch
Send us a note and a trusted advisor will reach out within one business day.